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    <title>First State Bank</title>
    <link>http://www.fsbalex.com.sundog.net/index.php/site/index/</link>
    <description></description>
    <dc:language>en</dc:language>
    <dc:creator>justin.barta@sundog.net</dc:creator>
    <dc:rights>Copyright 2007</dc:rights>
    <dc:date>2007-09-27T16:49:01-06:00</dc:date>
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    <item>
      <title>Calculators</title>
      <link>http://www.fsbalex.com/index.php/site/calculators/</link>
      <guid>http://www.fsbalex.com/index.php/site/calculators/#When:16:49:01Z</guid>
      <description></description>
      <dc:subject></dc:subject>
      <dc:date>2007-09-27T16:49:01-06:00</dc:date>
    </item>

    <item>
      <title>Privacy</title>
      <link>http://www.fsbalex.com/index.php/site/privacy/</link>
      <guid>http://www.fsbalex.com/index.php/site/privacy/#When:15:29:00Z</guid>
      <description>Privacy Policy

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

This is our privacy notice for our customers. When we use words &quot;you&quot; and &quot;your&quot; we mean the following types of customers:

All of our consumer customers who have a continuing relationship with us, such as: 

Deposit account
Loan account 
Credit card 
Safe deposit box
Self&#45;directed Individual Retirement Account where we act as custodian or trustee


We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

First, we must define some terms.

We, our, and us means First State Bank of Alexandria

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

Information we receive from you on applications or other forms 
Information about your transactions with us
Information about your transactions with nonaffiliated third parties 
Information from a consumer reporting agency 

We do not disclose any nonpublic personal information about you to anyone, except as permitted by law.

## CONFIDENTIALITY AND SECURITY ##

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. 

We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

We strive to keep your information as accurate as possible. If you believe there is an error in your information please contact us immediately. We will respond to your requests to correct inaccurate information in a timely manner.</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-31T15:29:00-06:00</dc:date>
    </item>

    <item>
      <title>Resources</title>
      <link>http://www.fsbalex.com/index.php/site/resources/</link>
      <guid>http://www.fsbalex.com/index.php/site/resources/#When:15:29:00Z</guid>
      <description>NOTE: These are links to external web sites provided for your convenience. First State Bank of Alexandria does not review, control or monitor the information on these sites, and has no control over their content. Use of these sites is subject to the terms and privacy policies of the respective organizations.

* FDIC
* Alexandria Echo Press
* Alexandria Chamber of Commerce
* Deluxe Reorder Personal Checks
* Deluxe Reorder Business Checks</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-31T15:29:00-06:00</dc:date>
    </item>

    <item>
      <title>Online Banking</title>
      <link>http://www.fsbalex.com/index.php/site/online_banking/</link>
      <guid>http://www.fsbalex.com/index.php/site/online_banking/#When:15:08:00Z</guid>
      <description>First State Bank of Alexandria is always open on your computer!

Enroll in FREE online banking and our professional staff will customize your site to help simplify your financial life.  Online banking will allow you to check account balances, transfer funds, pay bills, review check images, calculate loan payments and much more.  First State Bank of Alexandria is just a click away.  You can access your accounts anytime from any PC with internet access.

It is fast and easy to enroll in online banking.  Follow the instructions below or call one of our professionals, who will be happy to walk you through the enrollment process and highlight some of the online banking features.

* Enroll for Consumer Online Banking
* Enroll for Business Online Banking

To combine your personal and commercial online banking sites, please contact one of our professionals.

First State Bank Announces Online Bill Pay

Bill pay is an easy&#45;to&#45;use, feature&#45;rich bill payment service with an abundance of flexibility that should meet the needs of all bill pay users, from the novice to the most experienced. It allows you to pay anyone who has a postal or email address, and it provides additional features including bill pay reminders, added security functions, pay from multiple bank accounts, and much more.

* Review the Online Bill Pay Demo</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-31T15:08:00-06:00</dc:date>
    </item>

    <item>
      <title>About Us</title>
      <link>http://www.fsbalex.com/index.php/site/about_us/</link>
      <guid>http://www.fsbalex.com/index.php/site/about_us/#When:15:07:00Z</guid>
      <description>First State Bank of Alexandria is a community minded bank headquartered in Alexandria, Minnesota. We strive to offer the services of a modern financial institution, while maintaining the integrity of a community bank where decisions are made locally. First State Bank of Alexandria takes pride in having served the Douglas County area since 1904.

At First State Bank of Alexandria, our mission is to meet the needs of our community by providing quality financial services. Our employees are deeply involved in church offices, booster clubs, and numerous community activities. 

First State Bank of Alexandria offers a complete range of banking products—personal and business checking, savings, certificates of deposits, as well as loan products to serve all of your personal or business needs. We are proud of our experienced staff and the resources that enable us to make our lending decisions locally, with a quick response time and the professional touch needed to process your loan request. 

First State Bank of Alexandria also offers state of the art technology in internet banking products for both personal and business needs. Internet banking provides you with access to your account at your convenience and allows you to transfer funds, view your statement along with check images and pay bills with our easy to use bill pay solution. Our business customers will find that our commercial internet banking provides even more services, such as payroll processing and ACH origination. The highest level of security has been implemented to the First State Bank of Alexandria website to ensure that your information is secure.  

Bank with First State Bank of Alexandria and you work with people whose history and future are tied to this area. People ready to invest in you, our neighbors and our friends.</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-31T15:07:00-06:00</dc:date>
    </item>

    <item>
      <title>Locations</title>
      <link>http://www.fsbalex.com/index.php/site/locations/</link>
      <guid>http://www.fsbalex.com/index.php/site/locations/#When:05:40:01Z</guid>
      <description></description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-30T05:40:01-06:00</dc:date>
    </item>

    <item>
      <title>Rates</title>
      <link>http://www.fsbalex.com/index.php/site/rates/</link>
      <guid>http://www.fsbalex.com/index.php/site/rates/#When:04:58:01Z</guid>
      <description>Checking
     
          
               A.P.Y.
          
     
     
          
               First Class Club Checking ($300 minimum)*
               0.50%
          
          
               First Choice Checking ($800 minimum)*
               0.50%
          
     



     Savings
     
          
               A.P.Y.
          
     
     
          
               Cardinal Club Savings ($25 minimum)*
               .75%
          
          
               First Access Savings ($200 minimum)*
               .75%
          
          
               Money Market Savings ($2,500.00 minimum)*
               1.76%
          
          
               ($0.01 &#45; $19,999.99)
               1.76%
          
          
               ($20,000.00 &#45; $49,999.99)
               1.87%
          
          
               ($50,000.00 &#45; $99,999.99)
               2.02%
          
          
               ($100,000.00 &#45; $249,999.99)
               2.27%
          
          
               ($250,000.00 and over)
               2.58%
          
          
               Passbook IRA ($500 minimum)
               2.68%
          
     



     Certificates of Deposit
     
          
               $500 Min A.P.Y.
          
     
     
          
               3 Month
               2.25%
          
          
               6 Month
               3.00%
          
          
               1 Year
               3.00%
          
          
               18 Month
               3.05%
          
          
               2 Year
               3.15%
          
          
               3 Year
               3.20%
          
          
               4 Year
               3.30%
          
          
               5 Year
               3.50%
          
     


* CALL FOR OUR CURRENT CD SPECIALS! 320&#45;763&#45;7700
* SUBSTANTIAL PENALTY FOR EARLY WITHDRAWL
* FEES COULD REDUCE THE EARNINGS ON THE ACCOUNT
* APY = ANNUAL PERCENTAGE YIELD
* APY&apos;S ARE ACCURATE AS OF 6/26/2008
* FDIC INSURED

&amp;lowast; CHECKING AND SAVING RATES MAY CHANGE AFTER ACCOUNT OPENS</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-30T04:58:01-06:00</dc:date>
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    <item>
      <title>Contact Us</title>
      <link>http://www.fsbalex.com/index.php/site/contact_us/</link>
      <guid>http://www.fsbalex.com/index.php/site/contact_us/#When:04:34:01Z</guid>
      <description>If you have a question, need to make a transaction or are looking to add new products or services; feel free to contact us anytime.  You may contact us on&#45;line or any way which is convenient for you.</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-30T04:34:01-06:00</dc:date>
    </item>

    <item>
      <title>Services</title>
      <link>http://www.fsbalex.com/index.php/site/services/</link>
      <guid>http://www.fsbalex.com/index.php/site/services/#When:03:07:00Z</guid>
      <description>First State Bank of Alexandria offers full consumer banking and business banking services. In addition, consider these additional convenient options:

## ATM: ##
Drive&#45;up at Main Location, Alexandria;
West Entrance of Viking Plaza Mall, Alexandria;
3rd Avenue Office, Alexandria;
Miltona Grocery, Miltona.

## Automatic Loan Payments: ##

Have FSB loan payments made automatically, each month, from your FSB checking account. Saves stamps and gives peace of mind.

## Automatic Savings Transfers: ##

It&apos;s the easy way to save. We can help you set up monthly transfers from checking to savings, so your savings account grows without you lifting a finger.

## Direct Deposit: ##

Have your regular government check or payroll check automatically deposited into your account. It saves trips to the bank!

## Shazam ChekCard: ##

Use it to get cash at ATMs and to make purchases at merchants accepting VISA. No transaction fee at FSB ATMs.

## Telebank: ##

Easy access to account information, 24 hours a day! Just call 320&#45;763&#45;1603 or 1&#45;888&#45;762&#45;8352

## Worry Free Line of Credit* ##

Use this credit line to protect yourself from accidental overdrafts, and as a convenient source of emergency credit. *Subject to approval</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-30T03:07:00-06:00</dc:date>
    </item>

    <item>
      <title>Home Page</title>
      <link>http://www.fsbalex.com/index.php/site/home_page/</link>
      <guid>http://www.fsbalex.com/index.php/site/home_page/#When:20:05:00Z</guid>
      <description># Who We Are. #

We are a local community bank with a passionate commitment to you, our customers. Our knowledgeable staff is available and committed to providing the highest degree of customer service. We are not just bankers; we are members of your community. At First State Bank of Alexandria we recognize that our expertise in managing finances empowers families, individuals and businesses to grow their financial futures.

# What We Do. #

As a local community bank, you will find our response time second to none. With local decision making power, we strive to customize banking for each customer. Whether your needs are personal or business banking; we have choices to fit your needs.

# How We Can Help You. #

The main office of First State Bank of Alexandria is at 3313 Highway 29 South in Alexandria. There are three additional branch offices to serve your needs; our Third Avenue location in Alexandria, as well as offices in the city of Carlos and Miltona. First State Bank of Alexandria has a staff of 27 among its four locations. Stop in at any location and experience banking with a personal touch.</description>
      <dc:subject></dc:subject>
      <dc:date>2007-08-03T20:05:00-06:00</dc:date>
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