Rates
Rates Effective as of 9/2/2010
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|---|---|---|
| $800.00 | 0.50% | 0.50% |
- $800 minimum opening deposit.
- $800 minimum balance required to avoid a $5.00 monthly service fee.
- You must maintain a minimum balance of $800 in the account each day to obtain the disclosed annual percentage yield.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|---|---|---|
| $300.00 | 0.50% | 0.50% |
- $300 minimum opening deposit.
- For customers 50 or better.
- $300 minimum balance required to avoid a $5.00 monthly service fee.
- You must maintain a minimum balance of $300 in the account each day to obtain the disclosed annual percentage yield.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|---|---|---|
| $25.00 | 0.50% | 0.50% |
- $25 minimum opening deposit.
- For customers under age 18.
- $25 minimum balance required to avoid a $2.00 monthly service fee.
- You must maintain a minimum balance of $25 in the account each day to obtain the disclosed annual percentage yield.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|---|---|---|
| $200.00 | 0.50% | 0.50% |
- $200 minimum opening deposit.
- $200 minimum balance required to avoid a $2.00 monthly service fee.
- You must maintain a minimum balance of $200 in the account each day to obtain the disclosed annual percentage yield.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|
|---|---|---|---|
| $2,500.00 | $19,999.99 | 0.85% | 0.85% |
| $20,000.00 | $49,999.99 | 0.90% | 0.90% |
| $50,000.00 | $99,999.99 | 1.04% | 1.05% |
| $100,000.00 | $249,999.99 | 1.14% | 1.15% |
| $250,000.00 | above | 1.24% | 1.25% |
- $2,500 minimum balance required to avoid a $5.00 monthly service fee.
- You must maintain a minimum balance of $2,500 in the account each day to obtain the disclosed annual percentage yield.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|---|---|---|
| $500.00 | 1.69% | 1.70% |
- Passbook IRA closing or transfer fee of $35 will be assessed at the time of closing or transferring the Passbook IRA, unless you have other Passbook or CD IRA accounts with the bank, then the IRA closing or transferring fee will be deducted from one of those IRA’s upon closing.
| Minimum Balance | Interest Rate |
Annual Percentage Yield |
|
|---|---|---|---|
| $50.00 | $2,499.99 | 0.75% | 0.75% |
| $2,500.00 | $4,999.99 | 1.00% | 1.00% |
| $5,000.00 | $9,999.99 | 1.24% | 1.25% |
| $10,000.00 | $24,999.99 | 1.49% | 1.50% |
| $25,000.00 | and over | 1.74% | 1.75% |
- $50 minimum opening deposit
- HSA closing fee $35.00
- You must maintain a minimum balance of $50 in the account each day to obtain the disclosed annual percentage yield.
- Please ask for further details or call us at 320-763-7700.
- Variable rate interest bearing accounts.
- Fees may reduce earnings.
- Interest is compounded and credited monthly (Quarterly for Passbook IRA).
- Interest rates may change after account is opened.
- Member FDIC
| Account Type | Interest Rate |
Annual Percentage Yield |
Min Deposit | Penalty for Early Withdrawal |
|---|---|---|---|---|
| 3 Month | .90% | .90% | $500.00 | 6 Months |
| 6 Month | 1.25% | 1.25% | $500.00 | 6 Months |
| 1 Year | 1.60% | 1.60% | $500.00 | 6 Months |
| 18 Month | 1.65% | 1.65% | $500.00 | 12 Months |
| 2 Year | 1.95% | 1.95% | $500.00 | 12 Months |
| 3 Year | 2.40% | 2.40% | $500.00 | 12 Months |
| 4 Year | 2.85% | 2.85% | $500.00 | 12 Months |
| 5 Year | 3.10% | 3.10% | $500.00 | 12 Months |
- Please ask for further details or call us at 320-763-7700 or toll free 888-762-8352.
- Interest is compounded and credited annually.
- Member FDIC